消费金融 balance transfer 余额代偿 Katherine made a balance transfer from her old credit card to her new one.
balance transfer 余额代偿
Katherine made a balance transfer from her old credit card to her new one.
cancel v. 停(卡)
What happens if I want to cancel my card?
cash card 現金卡
What do I need in order to apply for a cash card?
collateral n. 抵押品;担保品
Without collateral, Mr. Thomas wasn’t able to get a loan.
credit card 信用卡
I need to report a stolen credit card.
credit limit 信用额度
Beware of outrageous credit limits, which may lead to uncontrollable spending.
credit rating 信用评等
Bob’s poor repayment history has really hurt his credit rating.
debit card 签帐卡
You can use this debit card almost anywhere in the world.
debt consolidation 负债整合
Before you consider debt consolidation, closely examine the proposal.
default n. 违约
The company is in default on its loan agreement.
freeze v. 冻结(帐户)
The bank froze my credit card account after I reported it stolen.
installment n. 分期付款
Penny will pay off her student loans in 60 installments.
loan n. 贷款
I confirm that I have read and understood the terms and conditions of the loan agreement.
minimum finance charge
每月最低应缴金额Some credit cards have a minimum finance charge.
mortgage n. 房贷;抵押借款
Rick has a twenty-year mortgage.
outstanding adj. 未清偿的;未付清的
Our records show you have an outstanding balance of $6,0
refinance v. 重新贷款
When deciding whether or not to refinance, there are many factors to consider.
statement n. 账单明细The fee for issuing a replacement card will be charged to your next statement.